<?xml version="1.0" encoding="UTF-8"?>
<mods xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.loc.gov/mods/v3" version="3.1" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-1.xsd">
  <titleInfo>
    <title>Quand profiter de l'argent économisé pour notre retraite?</title>
    <subTitle>comprendre le décaissement avant qu'il ne soit trop tard</subTitle>
  </titleInfo>
  <name type="personal">
    <namePart>Charette, Patrick</namePart>
    <role>
      <roleTerm authority="marcrelator" type="text">creator</roleTerm>
    </role>
    <role>
      <roleTerm type="text">auteur</roleTerm>
    </role>
  </name>
  <typeOfResource>text</typeOfResource>
  <genre authority="marc">bibliography</genre>
  <originInfo>
    <place>
      <placeTerm type="code" authority="marccountry">quc</placeTerm>
    </place>
    <dateIssued encoding="marc">2026</dateIssued>
    <issuance>monographic</issuance>
  </originInfo>
  <language>
    <languageTerm authority="iso639-2b" type="code">fre</languageTerm>
  </language>
  <physicalDescription>
    <form authority="marcform">print</form>
    <extent>118 pages : illustrations ; 23 cm</extent>
  </physicalDescription>
  <note type="statement of responsibility">Patrick Charette, conseiller en sécurité financière, conseiller en assurances et rentes collectives, Gestion de patrimoine Charette-Chouinard &amp; associés, SFL Gestion de patrimoine (SFL Nord-Ouest)</note>
  <note>Comprend des rf̌řences bibliographiques (pages 117-118)</note>
  <subject authority="rvm">
    <topic>Revenu de retraite</topic>
    <topic>Planification</topic>
  </subject>
  <subject authority="rvm">
    <topic>Planification financir̈e personnelle</topic>
  </subject>
  <classification authority="lcc">HG179</classification>
  <classification authority="ddc" edition="23/fre/202606">332.024 C472q</classification>
  <classification authority="ddc" edition="23/fre/202606">332.024014 C472q</classification>
  <identifier type="isbn">9782898421426</identifier>
  <identifier type="isbn">2898421421</identifier>
  <recordInfo>
    <recordContentSource authority="marcorg">QMBN</recordContentSource>
    <recordCreationDate encoding="marc">260323</recordCreationDate>
    <recordChangeDate encoding="iso8601">20260806195355.0</recordChangeDate>
    <recordIdentifier source="OSt">0008128004</recordIdentifier>
    <languageOfCataloging>
      <languageTerm authority="iso639-2b" type="code">fre</languageTerm>
    </languageOfCataloging>
  </recordInfo>
</mods>
